IRAs

Traditional IRA accounts are a special type of investment product that allows your earnings to grow tax-deferred. You can invest up to $5,500 per year in a Traditional IRA account (or up to $6,500 if you are 50 or older).

You are eligible for penalty-free withdrawals from your Traditional IRA once you are age 59½ or older. Once you reach age 70½ you must take a required minimum distribution (RMD) every year. At 70½, you are also no longer eligible to contribute to a Traditional IRA (consider a Roth IRA if you would like to make contributions past this age).

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