Auto Loans

First Time Auto Buyer Loan

It can be difficult for people with little or no credit to get a car loan. Our goal is to make it easier for first time car buyers to purchase their first vehicle, and do so without taking on a huge interest rate from predatory lenders.

New Auto Loan

The secret to getting the best deal on your next new vehicle: Go to an auto dealer for the vehicle, and your credit union for the loan. You may be able to get a better deal. Often times dealers charge more for the vehicle to cover their discounted financing package. If you’ve already purchased your vehicle and financed it through the dealership, you can save some money by refinancing current year models or previous year models with less than 18,000 miles. You can also purchase a recreational vehicle, boat or motorcycle with a loan from HopeSouth.

Used Auto Loan

Excellent rates are available for our members who want to buy or refinance a used vehicle. Don’t make the expensive mistake of telling the auto dealer what payment you can afford and accepting their best offer. Many times the interest rate will be up to double what HopeSouth can offer.

Auto Link

Tired of driving to Greenwood, Anderson, Greenville and beyond to shop for your new car? Now there’s a new way to buy a car! You can quickly find your next vehicle with Auto Link™, powered by TrueCar®. Auto Link™. From your computer, phone, or tablet you can research vehicles, find local dealers, take virtual test drives, and more.

Plus, members see an average guaranteed savings of $3,106 off MSRP* when buying a new car from a TrueCar® Certified Dealer and HopeSouth! CLICK HERE to start researching and shopping.

We offer warranties with every auto loan that not only cover many mechanical components of your new vehicles, but also offer benefits such as 24/7 Roadside Assistance, Rental car allowance and more. CLICK HERE for a listing of all benefits.

Don’t be caught short if you’re in an accident: Most insurance companies will only cover the replacement cost of your car. But what if your car is deemed a total loss and you owe more than your car is worth? We offer GAP Insurance that will help cover the gap between what the insurance company will pay, and what you owe. CLICK HERE to learn more.

If You suffer a loss during the Coverage Period which is covered by Your Auto Policy, You may be entitled to reimbursement of the Covered Auto Deductible. Reimbursement will be equal to the Covered Auto Deductible on the Auto Policy, up to $500 per Loss. To learn more CLICK HERE

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